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simple, fair and
transparent car
repair loan?
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A Faster Way to Get Back on the Road
Our 4-question online loan application is quicker than applying for a credit card and way more convenient than visiting the bank. Apply from any internet-connected device and get an instant decision. You’ll be out of the auto repair shop in no time.
Repair Now, Pay Over Time
Auto repairs won’t wait for your paycheck to arrive. DigniFi will. You get a chance to breathe with no money down. Even better? There’s no interest if you pay off your loan in 60 days.* Not so with most high-interest credit cards. No maxed cards and money saved? Smart.
The Car Repair Loan Process Made Easy
Manage every step of your car repair loan from your online account.
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Fill out our quick online loan application and create an online account. You’ll instantly find out if you’re approved and the maximum amount.
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Choose a DigniFi service center partner (or other qualifying service center) and provide us basic information about your vehicle.
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Get your car repaired. Then select the amount you want to finance, set up your payment plan and e-sign your loan documents.
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DigniFi service center partners receive payment from us. If they’re not a partner, you’ll receive a virtual prepaid card for your repairs.
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Pay back your loan over time on the flexible terms you chose.
Questions about DigniFi loans? See our FAQ
44,000+ Happy Customers
- "The system was very easy and I have had absolutely no problems whatsoever. I highly recommend them to anyone in need of their services." Timothy H.
- "Great service, simple and convenient. I believe I have used them 3 times and each time I paid off the loan before it was due." Laura A.
- "I’ve had 2 loans with them and each one was flawless. I can’t speak more highly about the company." Barry M.
- "It’s easy, fast and courteous service when you need it! I recommend it to anyone and everyone who needs a helping hand from time to time." Marti W.
Other Great Products
Approved applicants may also qualify for other smart products designed to make life a little easier and safer:
Customer Cash
Need extra spending money? Take more of your maximum approved loan amount — up to $2,000 — to use as you choose. We’ll deposit the money directly into your bank account in just 1 to 2 business days.
Roadside Assistance
Get quality emergency assistance 24 hours a day, 365 days a year. Just a few dollars more each month gives you: towing, jumpstarts, fluid delivery and tire changes, as well as lock-out assistance, concierge services and discounts on hotels, travel, rental cars, entertainment and attractions.
Vehicle Protection Plan
Get a 12-month or 24-month vehicle protection plan at competitive rates. You’ll be covered for over 215 auto parts, with the cost rolled into your monthly payment.